Hearti Lab provides an ecosystem for enterprises, employees and insurers to improve the well-being of people. To achieve its vision, Hearti lab has created two integrated platforms: Hearti.io is an employee benefits and engagement platform. Employers use Hearti Business productivity tools such as payroll, leave and claim management, while empowering their employees with fully flexible benefits on a mobile app. Surety.ai allows insurers and financial advisors to connect effectively with their customers (enterprises, employees and consumers). Surety uses artificial intelligence to provide a seamless distribution channel (virtual advisor), responsive customer service, frictionless claim processing and advanced fraud detection.