Since I can remember, I have had a passion for investing and all things related to personal finance. Honestly, when I was about 13, I wanted to do my own taxes. Yes, taxes. But what I really liked about it was that I had even made income to pay taxes on. I thought that was so cool. Throughout my teens, I focused my attention on ways to make money. I sold stuff on eBay, and took my earnings and saved and invested. I made more money than I lost, and I was hooked. Once got to college, I soon realized that most people were oblivious to investing and personal finance. However, there was a small group that really found it interesting, but they weren’t quite my style. This group was investing and doing some crazy stuff (penny stocks, etc.) and it didn’t really suite me. So, I went my own direction with a mix of common sense personal finance and investing ideas. It turns out, when I went to graduate school, this is what most of my peers were looking for. Even though this was a class of MBA students, many people were unaware of the basics of personal finance and investing. I ended up helping many of my peers, and have since been helping people here. I started this blog to showcase my common sense thoughts and ideas with younger adults. At work and school, I heard some pretty scary advice, and I hope that I don’t become anything like that. With this site, I want to be as transparent as possible and highlight both the good and the bad. I also want to make sure that I’m helping and not hurting. That is where student loan debt came in. I have showcased my battle with my student loan servicer, and it has provided my readers with a lot of insight into the student loan market. It also led me to write my first eBook, Student Loan Debt: Getting in Smart, Getting out Painlessly. I’m giving it away for free, all you have to do is sign up. I don’t consider myself some sort of investing “guru”, my ideas are not necessarily new, and my techniques aren’t secret. There are no “get-rich-quick” schemes here. Making money through investing takes hard work, patience, and time. My goal is to showcase a variety of personal finance and investing ideas, and hopefully some prove useful to you. Through my years of writing here, I’ve come to the conclusion that developing multiple income streams, including from investment income, is the key to personal finance success during your “accruing” stage of life.